Who is Dave Ramsey?        

Dave Ramsey is a personal money management expert, popular national radio personality and the author
of three New York Times bestsellers – The Total Money Makeover, Financial Peace Revisited and More
Than Enough. In them, Ramsey exemplifies his life’s work of teaching others how to be financially
responsible, so they can acquire enough wealth to take care of loved ones, live prosperously into old age,
and give generously to others.

Ramsey knows first-hand what financial peace means in his own life, having lived living a true rags-to-riches
to rags-to-riches story. By age 26 he had established a $4,000,000 real estate portfolio, only to lose it by
age 30. He has since rebuilt his financial life and now devotes himself full-time to helping ordinary people
understand the forces behind their financial distress and how to set things right - financially, emotionally and
spiritually.
Ramsey offers life-changing financial advice as host of a nationally syndicated radio program, "The Dave
Ramsey Show," which is heard by over three million listeners each week on more than 300 radio stations
throughout the United States. His syndicated column, “Dave Says,” can be read in more than 250
publications worldwide.

Ramsey is the creator of Financial Peace University (FPU), a 13-week program that helps people dump
debt, get control of their money and learn new behaviors with money that are founded on commitment and
accountability. More than 500,000 families have attended FPU classes at their workplace, church, military
base, nonprofit organization or community group. The average family pays off $5,300 in debt and saves
$2,700 in the first 91 days after beginning FPU and is completely our of debt – except for their mortgage –
in just 18 to 24 months.

Ramsey created a group of products in an effort to teach children about money before they have a chance
to make mistakes. Financial Peace for the Next Generation is an all-inclusive school curriculum that is
currently in more than 1,500 schools across the country. Financial Peace Jr. is an instructional kit designed
to help parents teach their young children about working, saving and giving their money. Through Ramsey's
entertaining children's book series, The Super Red Racer, Careless at the Carnival, The Big Birthday
Surprise, My Fantastic Fieldtrip, A Special Thank You and Battle of the Chores, children learn about
working, saving, giving and spending money.

Ramsey earned his Bachelor of Science degree in Finance and Real Estate from the University of
Tennessee. A frequent speaker around the country at large-scale live events, Ramsey is a passionate and
inspiring presenter who is at ease on both sides of the mic. More than 500,000 people have attended
Ramsey's live events.

He resides with his wife, Sharon, and their three children, Denise, Rachel, and Daniel, in Nashville,
Tennessee.
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